Office: (228) 872-5355
Cell: (228) 627-8258
Fax: (228) 220-0036
Email: info@johnstonandassociatesllc.com
214 Withe Blvd.
Ocean Springs, MS 39564

Licensed and regulated by the Mississippi Insurance Department.
License Numbers: State License – 890103
National Producer – 639146

LIFE INSURANCE

We offer a vast number of life companies to choose from. Each company has been selected for its financial security and unique products.

Our products range from term insurance designed to cover specified periods of time with a death benefit to whole life plans for people who want small, permanent life insurance plans. For large policies, we have Indexed Universal Life plans that are also permanent and can build cash values for whatever needs you may have.

With the issues facing us today, everyone needs life insurance.  It’s necessary not for the dying but for the ones left behind and still living.

RETIREMENT PlANNING

If you left your employment and have a 401K that is still in the Stock Market or Mutual Funds, we can help you put it into a plan that assures you will never lose any of your money to a downward turn in the markets.

Your plan with us will experience upside growth when the markets go up without the risk of loss if the markets decline.

We can offer 401K plans if you desire, but we prefer to offer our Protection Plan as a better alternative. It offers tax-deferred growth without the risk of loss to the cash value in your plan. It is designed to give the employee tax-free income at retirement.

Critical, chronic, and terminal illness coverage is built into most protection plans.

Call us for your retirement needs.

CHILD ASSET BUILDER

Child Asset Builder is a unique plan designed for parents or grandparents to leave a legacy for their children or grandchildren.  It is a program for building through a specific design, considerable cash value for college, and things that happen unexpectedly in life or primarily for retirement long after the grandparents are gone. It offers loans that generally produce positive arbitrage, guaranteeing stability within the program.

I look at this program as a safety net for my three grandchildren, a safety net for whatever life has to throw at them financially. With this plan, we can show the parents and/or grandparents a roadmap outlining what to expect over the years.

You owe it to your grandchildren to look at what can be done for little money.

What services can we design to fill your needs?

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